We normally focus on housing stats, neighborhoods and homes for sale in Pleasanton, Dublin and Livermore , but a great article on the new loan limits was just published by Brian LeBars that gives great information on the recent change.
After a brief return to lower, pre-2009 levels, FHA loan limits have been restored. As signed into law last Friday, maximum FHA loan limits are — once again — as high as $729,750 in our San Francisco Bay Area.
FHA Fills Void in High LTV Financing
The move creates additional mortgage financing possibilities in more than 650 U.S. counties, and promises to increase the FHA’s mortgage market share, which has grown from 6% in 2007 to roughly 30% today.
The change in FHA loan limits also marks the first time that FHA loan limits exceed those of conventional mortgage-backers Fannie Mae and Freddie Mac.
Conventional loans remain capped at a maximum of $625,500.
For home buyers in Pleasanton and the Bay Area, FHA-insured mortgage offer several advantages over comparable conventional loans, the most commonly cited of which is that FHA-insured loans require a down payment of just 3.5 percent.
FHA-insured mortgages carry other advantages, too, however.
First, FHA home loans are not subject to loan-level pricing adjustments (LLPA). This means that, all things equal, buyers and would-be refinancers with credit scores below 740; or, who live in multi-unit homes; or, who have high loan-to-values are not subject to additional loan fees as a conventional mortgage applicant might.
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Pleasanton schools scores, Livermore schools scores and Dublin schools scores
When house hunters are looking for the perfect community to raise a family, schools are usually the #1 requirement.
One of the main ways schools are ranked is through the API scores put out by the California Department of Education. Here are the latest scores for Pleasanton schools, Dublin Schools and Livermore schools.
Pleasanton School Scores
| 2011 Growth | 2010 Base | 2010-11 Growth Target | 2010-11 Growth | |
| PLEASANTON UNIFIED | 906 | 906 | D | 0 | |
| Elementary Schools | | | | | |
| Alisal Elementary | 900 | 893 | A | 7 | |
| Donlon Elementary | 914 | 930 | A | -16 | |
| Fairlands Elementary | 949 | 944 | A | 5 | |
| Henry P. Mohr Elementary | 957 | 961 | A | -4 | |
| Lydiksen Elementary | 891 | 898 | A | -7 | |
| Phoebe Apperson Hearst Elementary | 945 | 951 | A | -6 | |
| Valley View Elementary | 899 | 902 | A | -3 | |
| Vintage Hills Elementary | 927 | 934 | A | -7 | |
| Walnut Grove Elementary | 930 | 925 | A | 5 | |
| Middle Schools | | | | | |
| Harvest Park Middle | 923 | 933 | A | -10 | |
| Pleasanton Middle | 922 | 932 | A | -10 | |
| Thomas S. Hart Middle | 907 | 899 | A | 8 | |
| High Schools | | | | | |
| Amador Valley High | 894 | 883 | A | 11 | |
| Foothill High | 884 | 888 | A | -4 | |
Dublin School Scores
| 2011 Growth | 2010 Base | 2010-11 Growth Target | 2010-11 Growth |
| DUBLIN UNIFIED | 885 | 878 | D | 7 |
| Elementary Schools | | | | |
| Dublin Elementary | 879 | 890 | A | -11 |
| Frederiksen Elementary | 846 | 861 | A | -15 |
| James Dougherty Elementary | 949 | 939 | A | 10 |
| John Green Elementary | 952 | 933 | A | 19 |
| Murray Elementary | 871 | 870 | A | 1 |
| Middle Schools | | | | |
| Eleanor Murray Fallon | 917 | 910 | A | 7 |
| Wells Middle | 827 | 836 | A | -9 |
| High Schools | | | | |
| Dublin High | 879 | 867 | A | 12 |
Livermore School Scores
| 2011 Growth | 2010 Base | 2010-11 Growth Target | 2010-11 Growth |
| LIVERMORE VALLEY JOINT UNIFIED | 832 | 822 | D | 10 |
| Elementary Schools | | | | |
| Altamont Creek Elementary | 858 | 841 | A | 17 |
| Arroyo Seco Elementary | 872 | 854 | A | 18 |
| Emma C. Smith Elementary | 911 | 895 | A | 16 |
| Jackson Avenue Elementary | | | | |
| Joe Michell | 811 | 826 | A | -15 |
| Junction K-8 | 787 | 758 | 5 | 29 |
| Leo R. Croce Elementary | 876 | 859 | A | 17 |
| Marylin Avenue Elementary | 765 | 796 | 4 | -31 |
| Rancho Las Positas Elementary | 855 | 870 | A | -15 |
| Sunset Elementary | 923 | 910 | A | 13 |
| Middle Schools | | | | |
| Andrew N. Christensen Middle | 819 | 794 | 5 | 25 |
| East Avenue Middle | 807 | 803 | A | 4 |
| William Mendenhall Middle | 878 | 873 | A | 5 |
| High Schools | | | | |
| Granada High | 843 | 838 | A | 5 |
| Livermore High | 817 | 801 | A | 16 |
Tri Valley Home Sales October 2009
Home sales numbers for the Tri Valley were off from September numbers compared to October. The number of homes sold in Pleasanton, Dublin, Livermore, San Ramon and Danville were lower, but San Ramon was the only city that posted a lower months supply of homes compared to September.
Take a look at home sales for the month of October
Pleasanton Home Sales
Livermore Home Sales
Dublin Home Sales
San Ramon Home Sales
Danville Home Sales
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The Moxley Team | November 5, 2009
Tagged: danville home sales, Danville homes, dublin, dublin home sales, dublin homes, livermore, Livermore Homes, months supply, Pleasanton Homes, sales numbers, san ramon, san ramon home sales, San Ramon Homes, sold homes, Tri Valley, Tri Valley home sales, valley home
BANK FORECLOSURE SOLD AS-IS / AS – DISCLOSED. Very clean and well maintained house of 3bd/2.5 ba in adorable neighborhood in the heart of Livermore! Fresh Interior paint, great condition at a great price. Close to school, parks and shopping centers! Don’t miss this opportunity!
Excerpt from:
6254 INDIGO CMN: 3 bed 2 Full,1 Partial bath, Sold $370,000
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The Moxley Team | April 5, 2009
Tagged: adorable-neighborhood, bank, fresh-interior, great-condition, heart, interior, livermore, opportunity, shopping-centers, sold, Sold Properties, the-heart, well-maintained
